COVID-19 (Corona Virus)
Resources and Information
Our Chamber Board is hard at work! Our COVID-19 action supports our community and affected businesses. We’re re asking our Community to fill out this Google document. Tell us how this crisis has affected your your business.
We’re here to help! We’ve already lost one business. Bird’s Nest Salon is closing. Don’t let this happen to you! Tell us what you need, what your business is going through.
We have several resources for our business community in this eblast. Please read on for resources that might be a perfect fit for you!
WOMEN BUSINESS OWNERS VIRTUAL TOWN HALL
WITH INSURANCE COMMISSIONER RICARDO LARA HOSTED BY NAWBO.
WEDNESDAY, DECEMBER 9, 1:30 PM
Women owned business in Malibu are invited to join Vikita Poindexter, National Association of Women Business Owners California (NAWBO-CA) president and CA Insurance Commissioner Ricardo Lara for a virtual town hall on insurance issues for Women Business Owners during the pandemic. With many businesses experiencing tremendous economic loss, it is imperative for you to have up-to-date information on services and resources.
Wednesday, December 9, 1:30 PM – 2:30 PM
To register for the event, visit: www.MalibuCity.org/WomenBizTownHall
$500K Employer Assistance Fund
LA County Grants for small business in the UNINCORPORATED AREAS
PANDEMIC UNEMPLOYMENT
ASSISTANCE (PUA) PROGRAM
This is available emergency unemployment assistance program under the federal CARES Act. PUA provides assistance for unemployed or partially unemployed individuals who are not eligible for regular unemployment insurance and who are unable or unavailable to work due to COVID-19 related circumstances.
The Employment Development Department (EDD) will be accepting on-line applications for this program beginning on Tuesday, April 28. Check back on this page for the latest updates.
Benefits can be retroactive to weeks starting on or after February 2, 2020.
Minimum weekly benefit amount of $167 (but weekly amount may be higher and equal the amount provided under regular UI, depending on proof of prior earnings).
PLUS $600 for weeks between March 29, 2020 to July 25, 2020.*
https://www.labor.ca.gov/pandemic-unemployment-assistance-pua-program/
If you or someone you know has a large private collection or accumulation of antiques email your or your friend’s name, phone number, location and description of the collection with photos —
to americanpickers@cineflix.com or call 1-855-653-7878
Small Business Administration Loan Application Assistance
SBA approved Centers offer free counseling on SBA services and guidance to fill out the loan applications. They have relationships with small banks and can let you know which one are still accepting applications.
Go to sba.gov/ca/la
Click on the Centers then enter your zip code. They give you a list of centers near you. They have hired many people and you will get a telephone appointment in 24 to 48 hours.
NOTE: PPP budget has been spent. Congress is about to approve a 4th Relief bill to add funds for PPP.
LA County Public Health Mandated Closures
LA County Department of Public Health has mandated certain business closures.
Click here to view the closures—As of March 16, 2020
The Small Business Owner’s Guide to the CARES Act
The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non- profits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.
To keep up to date on when these programs become available, please stay in contact with your local Small Business Administration (SBA) District Office, which you can locate here.
Struggling to get started? The following questions might help point you in the right direction. Do you need:
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- Capital to cover the cost of retaining employees? Then the Paycheck Protection Program might be right for you.
- A quick infusion of a smaller amount of cash to cover you right now? You might want to look into an Emergency Economic Injury Grant.
- To ease your fears about keeping up with payments on your current or potential SBA loan? The Small Business Debt Relief Program could help.
- Just some quality, free counseling to help you navigate this uncertain economic time? The resource partners might be your best bet.
Helpful Financial Information
Currently Available Financial Assistance Resources:
Los Angeles County plans to assist small businesses in applying for loans through the U.S. Small Business Administration (SBA).
- Los Angeles County would like to work with utility and service providers to waive late fees and forgo service disconnections for tenants and small businesses who have been impacted.
- The County will consider collaborating with banks and mortgage lenders to waive late fees, forgo notices of default and delay other actions to foreclose on property.
Find resources here: Financial Resources
From the Office of Congressman Ted Lieu:
SBA ECONOMIC INJURY DISASTER LOANS—COVID-19
The SBA assistance program was passed by Congress specifically to assist small businesses affected by COVID-19. The SBA is working directly with Governors to provide targeted, low-interest loans to small businesses and private nonprofit organizations that have been severely impacted by the Coronavirus (COVID-19) outbreak.
Small businesses in eligible areas may apply for an Economic Injury Disaster Loan (EIDL) online at: SBA Disaster Loan COVID-19 or they can also reach out to their locPal SBA District Offices.
The SBA’s EIDL program provides small businesses with working capital loans of up to $2 million to help overcome the temporary loss of revenue.
Businesses Facing Potential Closure or Layoffs
Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. For more information, refer to the Rapid Response Services for Businesses PDF or contact your local America Job Centers of CaliforniaSM.
This program can help lower your businesses Unemployment Insurance costs as workers are re-employed more quickly.
LA County Unemployed Residents
The Department of Public Social Services is aware of the financial impact that the Coronavirus is having on the health and financial well-being of County of Los Angeles residents, leaving thousands unemployed or underemployed. The department has provided resources to help residents who may be experiencing financial challenges due to the pandemic:
IF YOU HAVE HAD YOUR HOURS CUT, BEEN FURLOUGHED, OR LAID OFF:
If your employer has reduced your hours or shut down operations due to COVID-19, you can file for unemployment insurance. If you are expecting to return to your job after the dust settles, you do not have to be actively seeking new work during the outbreak. But you must be “able and available to work” to get these benefits, which generally range from $40-$450 per week for up to six months.
Are you Sick or Caring for a Sick Person?
If You are Currently Sick With the Coronavirus or Have Been Exposed:
Individuals who are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) can file a Disability Insurance (DI) claim.
Disability Insurance provides short-term benefit payments to eligible workers who have full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50 – $1,300 a week.
If You Are Caring For Someone Who Is Sick
Californians who are unable to work because they are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional) can file a Paid Family Leave (PFL) claim.
Paid Family Leave provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.
For The Consumer’s Needs
Photo of white cordless laptop with mouse of the same color near by[/caption] Photo of white cordless laptop with mouse of the same color near by[/caption]As a consumer in the Community—whether you own a business or not—please shop online with our local community! Our businesses have Websites where you can make purchases to support them through social distancing and personal decisions not to shop, for the time being, at brick and mortar stores.
Click here for a list is our membership’s online presence. If you’re a member business and do not see your Website listed here, please contact President@TopangaChamber.org
We will update the list accordingly next eblast.
Resources Links List
- Is my business essential?
- Federal Stimulus Bill: Primer
- Business Concierge
- Price Gouging During An Emergency
- Statewide Moratorium on Evictions
- Property Tax Relief
- Business Worker Disaster Help Center
- Digital Hub For Updates
- Temporary Closure of Public Trails and Trailheads, Beaches, Piers, Beach Bike Paths and Beach Access Points
- COVID-19: Utility Bill Relief
- Beware: Fraudulent COVID—19 Websites, Emails & Scams
- 60 Day Extension State Payroll Taxes
- Urgent! COVID-19 Impact on Your Business: Responses Needed
- H.R.6040 Small Business Relief From Communicable Disease Induced Economic Hardship Act of 2020
- Small Business Finance Center Disaster Relief
- Employers Lay-off Aversion Program Resources & Incentives
- Self-Employment Resources: Self-Employed Impacted by COVID-19
- Government Actions Halt Business Evictions
- Workshare Program: Reduced Work Hours
- LAEDC Resources
- From the Office of Congressman Ted Lieu: SBA ECONOMIC INJURY DISASTER LOANS—COVID-19 Disaster Loan Information
- Businesses Facing Potential Closure or Layoffs
- LA County Unemployed Residents
- IF YOU ARE CURRENTLY SICK WITH THE CORONAVIRUS OR HAVE BEEN EXPOSED
- If You Are Caring For Someone Who Is Sick